Financing with
backbone.
Six GreenSky® plans, one short application, an instant decision. Pay no interest if you pay in full within 6–18 months — or lock a fixed rate from 6.99% APR for up to 12 years. Zero down for most approved homeowners.
Shop real offers,
not a pitch.
We partner with GreenSky® — an easy-to-use platform that lets you shop promotional financing offers for your project. The application is fully digital and processes instantly, so you can pick the loan that actually fits your budget and get straight onto the install calendar.
And true to form: financing never changes your estimate price. You get the same one honest number whether you pay up front or finance — picking a plan is simply how you choose to pay. No 10-step pitch attached.
Every plan below applies through the same short application. Approval and terms are determined by GreenSky's program lenders — most approved homeowners put zero money down.
No interest if paid in full.
Clear the balance inside your promo window and you pay zero interest — period. If a balance remains, it converts to fixed monthly payments at your contract rate.
- $0 monthly payments during the 6-month promo period
- Pay the balance by month 6 and pay zero interest
- Remaining balance after the promo converts to 84 fixed monthly payments (17.99%–24.99% APR)
- Low monthly payments required during the 15-month promo
- Pay the balance by month 15 and interest is waived
- Remaining balance after the promo repays over 69 months (17.99%–24.99% APR)
- $0 monthly payments during the 18-month promo period
- Pay the balance by month 18 and pay zero interest
- A full year and a half to pay at your own pace
- Remaining balance after the promo converts to 84 fixed monthly payments (17.99%–24.99% APR)
Fixed rate.
Fixed payment.
Prefer one predictable number for the long haul? Lock your rate on day one and it never moves — no balloons, no surprises, terms up to 144 months.
- Rate locked at 6.99% APR for the full 60-month term
- $19.80 per month for every $1,000 financed
- Lowest rate on the board — pay it down faster
- Rate locked for the full 120-month term
- Rates range 9.99%–22.99% APR based on creditworthiness
- Example at 22.99% APR: $21.35/mo per $1,000 financed
- Rate locked at 9.99% APR for the full 144-month term
- $11.94 per month for every $1,000 financed
- Lowest monthly payment — a 12-year runway
Financing after.
Most homeowners pick their plan right at the kitchen table, minutes after they get their one honest number. Get the free estimate first — the financing takes about five more minutes.
Get My Free EstimateFinancing FAQ.
Every term, in plain sight.
Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
PLAN 2511Rates range from 16.79% - 22.82% APR (interest rates range from 17.99% - 24.99%). Only well-qualified applicants will receive an APR of 16.79%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 6 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are not required during the Promo Period. Any unpaid balance and amounts owed after Promo Period will be paid over 84 monthly payments. For example, assuming the full credit limit is used on loan approval date and no payments are made during Promo Period, for every $1,000 financed at a fixed interest rate of 24.99%, 6 monthly payments of $0 followed by 84 monthly payments of $26.80.
PLAN 4158Rates range from 17.99% - 24.99% APR. Loan amount and rate will vary based on your income and creditworthiness. 15 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 69 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 84 monthly payments of $25.30.
PLAN 2531Rates range from 15.08% - 19.90% APR (interest rates range from 17.99% - 24.99%). Only well-qualified applicants will receive an APR of 15.08%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 18 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are not required during the Promo Period. Any unpaid balance and amounts owed after Promo Period will be paid over 84 monthly payments. For example, assuming the full credit limit is used on loan approval date and no payments are made during Promo Period, for every $1,000 financed at a fixed interest rate of 24.99%, 18 monthly payments of $0 followed by 84 monthly payments of $29.77.
PLAN 2716Loan term is 60 months at fixed rate of 6.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 6.99% APR, 60 monthly payments of $19.80.
PLAN 9991Loan term is 120 months and rates range from 9.99% - 22.99% APR. Only well-qualified applicants will receive an APR of 9.99%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 22.99% APR, 120 monthly payments of $21.35.
PLAN 2749Loan term is 144 months at fixed rate of 9.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 9.99% APR, 144 monthly payments of $11.94.
Loans for the GreenSky® consumer loan program are offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financial institutions currently providing loans through the GreenSky® Program is available at www.greensky.com/bank-partners. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.
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